Coinbase Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Coinbase Card 3.5/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.5/5	4.0/5
Fees
Monthly Fee	$0	No annual fees for base tier
Issuance Fee	$0 (U.S.), £0/€0 (UK/Europe)	See card_tiers - varies by tier and region
Rewards
Max Cashback	4%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No issuance fees, annual fees, or Coinbase foreign transaction fees Automatic conversion of crypto to fiat at point of sale Wide cryptocurrency support (any supported crypto on Coinbase) No staking requirements to access the card or rewards	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Hidden costs through conversion spread (percentage not disclosed) Crypto rewards program only available to U.S. cardholders Each transaction creates a taxable event in most jurisdictions Lower reward rates compared to initial launch offerings	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending