Crypto.com Visa Card

The Crypto.com Visa Card serves as a bridge between cryptocurrency holdings and everyday spending, allowing users to convert and utilize their digital assets for real-world purchases anywhere Visa or Mastercard is accepted. This prepaid debit card integrates seamlessly with the Crypto.com mobile app ecosystem, providing users with a simple, intuitive way to spend cryptocurrency at millions of merchants globally without requiring merchants to accept crypto directly.

Feature Details | Feature | Details | |---|---| | Card Network | Visa (most regions), Mastercard (Bahrain and select GCC markets) | | Card Issuer | Varies by region: Community Federal Savings Bank (US prepaid), Foris MT (Europe), Foris Asia Pte (Singapore), Digital Commerce Bank (Canada), Foris GFS Australia Pty Ltd (Australia), Foris GFS Brasil Ltda (Brazil), Comenity Capital Bank (US credit card) | | Payment Type | Prepaid debit card | | Launch Date | Initially launched in Singapore (2018), then expanded globally | | Card Format Options | Physical cards (plastic for Midnight Blue, metal for higher tiers) and virtual cards (available immediately upon approval) | | Mobile Wallet Integrations | Apple Pay, Google Pay, Samsung Pay (availability varies by region) | | Merchant Acceptance | Accepted wherever Visa/Mastercard is accepted globally |

The Crypto.com Visa Card has region-specific fees for issuance, replacement, ATM withdrawals, and foreign exchange.

Card-Related Fees (US) | Fee Type | Amount | |---|---| | Initial Issuance | Free | | Upgrade to New Physical Card | $50 USD | | Card Replacement | $7 for Midnight Blue, $50 for other tiers |

Card-Related Fees (Europe) | Fee Type | Amount | |---|---| | Initial Issuance (Midnight Blue) | €4.99 | | Initial Issuance (Metal Tiers) | Free with qualifying stake | | Card Replacement (Metal Tiers) | €50 | | Card closure and balance refund | €50 |

Transaction Fees

• ATM Withdrawals: Free monthly limits range from $200 (Midnight Blue) to $1,000 (Icy White and above). A 2% fee applies after the limit is reached.
• Foreign Exchange Transactions: Free monthly limits range from $2,000 (Midnight Blue) to unlimited (Obsidian/Prime). A 0.5% fee applies after the limit is reached in most regions. In the US, a 3% fee applies to all non-USD purchases for lower tiers with no free limit.
• Top-up Fees: Top-up from Crypto/Fiat Wallet is free. Direct top-up from an external credit/debit card incurs a fee (e.g., 1% in EU/UK, up to 2.99% in US).

The Crypto.com card is a prepaid debit card that operates on the Visa network (Mastercard in select GCC markets). Users load funds onto the card by converting cryptocurrency to fiat within the Crypto.com app. Virtual cards are available immediately upon approval.

Key Features:

• Card Tiers: Six tiers (Midnight Blue, Ruby Steel, Jade Green/Royal Indigo, Icy White/Rose Gold, Obsidian, Prime) with increasing benefits, accessed via CRO staking or Level Up subscriptions.
• Card Material: Plastic for the base Midnight Blue tier, with stainless steel metal cards for all higher tiers.
• Mobile App Management: All card management occurs through the Crypto.com mobile app, which provides PIN viewing, transaction history, card freezing/unfreezing, and top-up capabilities.
• Mobile Wallets: Integrates with Apple Pay, Google Pay, and Samsung Pay (availability varies by region).
• Top-Up Methods: Supports top-ups from over 100 cryptocurrencies and 20+ fiat currencies. Also allows funding from fiat wallet, e-money wallets, or third-party cards in select regions.