Zypto Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Zypto Card 3.0/5 self_custodialboth	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	See card_tiers ($0-$12 depending on card type)	No annual fees for base tier
Issuance Fee	See card_tiers ($0-$50 depending on card type)	See card_tiers - varies by tier and region
Rewards
Max Cashback	ZYP points-based system (1,000 ZYP = $1 USD); rates vary based on Rewards Hub level	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Industry-leading spending limits (up to $1,000,000 monthly on Premium cards) Single-load virtual cards available in 180+ countries with minimal verification Multiple card options to suit different verification preferences and geographic locations Support for 100+ cryptocurrencies across multiple blockchains	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Premium physical and reloadable virtual cards have limited geographic availability (specific countries and US states only) Classic physical card lacks 3D Secure authentication and mobile wallet integration Relatively high fees on Classic physical cards ($6 + 4.5% reload fee, $4 + 1% ATM withdrawals) $12 monthly maintenance fee for Classic physical cards	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending