Volet Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

Volet Card logo
Volet Card
3.0/5
self_custodialboth
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall3.0/54.5/5
Fees
Monthly FeeSee card_tiers - varies by program ($0 to $9.95)
Issuance FeeSee card_tiers - varies by program ($5 to $120)See card_tiers
Rewards
Max CashbackNo permanent cashback rewards program36%
Features
Apple PayYesNo
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • No monthly fee for the Europe card program (suitable for occasional users)
  • No fee for purchases in base currency (0% on POS transactions in card currency)
  • Instant loading from Volet wallet to card for immediate spending
  • High transaction limits, especially on Global Plus tier ($150,000 daily)
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • Unavailable in major markets like United States and United Kingdom
  • No permanent cashback rewards program unlike many competing crypto cards
  • Card loading fees range from 1.45-2.95% + fixed fee on Europe/Global Plus; 2.5% + $1 on Digital
  • Manual crypto-to-fiat conversion required before loading card (except Spend Virtual)
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
Volet Card
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Ready Card
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