Digital
- Card material
- Virtual only
- Monthly limit
- $100,000 (loading limit)
- Issuance fee
- $5
- Requirements
- International users (outside restricted regions)
- Instant loading from Volet wallet
- Can only be funded from Volet.com
Rewards hunterLicensed financial institution (issuer partnerships are internal and not publicly disclosed)both● Live
Volet Card
A custodial prepaid Visa/Mastercard with five distinct regional card programs and no permanent cashback.
The Volet Card is a prepaid card solution that allows users to spend cryptocurrency holdings as fiat currency. This platform bridges digital assets and traditional finance, enabling crypto enthusiasts to access their funds globally without a local bank account. Users can instantly load funds from their Volet wallet for immediate spending at merchants or ATM withdrawals worldwide.
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Best for
International users needing mobile wallet integration or high limits ($150,000 daily).
Skip if
You are a US/UK resident or want a card with cashback rewards.
Network
both
Custody
custodial
KYC
full
Max cashback
0.00%
Min monthly fee
$0
Apple Pay
Yes
Google Pay
Yes
Physical card
Yes
The verdict
What we like
- Europe card has no monthly fee.
- 0% POS fee for purchases in card's base currency.
- Instant loading from Volet wallet to card.
- High daily limit of $150,000 on Global Plus tier.
- Available in 150+ countries.
- Apple Pay and Google Pay on Digital/Spend Virtual cards.
Watch outs
- No permanent cashback rewards program (0%).
- High card loading fees from 1.45% to 2.95%.
- No Apple Pay/Google Pay on Europe/Global Plus cards.
- Europe card has no monthly fee but lacks Apple Pay/Google Pay.
- Global Plus offers a $150,000 daily limit but costs $99/year.
- Loading fees are high, from 1.45% to 2.95% plus fixed fees.
Basic information
Card Type: Prepaid Debit (Visa or Mastercard, depending on program) Availability: 150+ countries (excluding US, UK, and other restricted regions) Key Feature: Five distinct card programs (Digital, Spend Virtual, Europe, Asia-Pacific, Global Plus) with different fees, limits, and features. Mobile Wallets: Apple Pay & Google Pay supported on Digital and Spend Virtual cards only. Currencies: Cards are denominated in USD or EUR, loaded from a multi-currency wallet supporting 14+ cryptocurrencies and 6 fiat currencies.
Fees
Issuance Fee: $5 (Digital), €9.95-€19.95 (Europe), $120 (Global Plus) Monthly Fee: $2 (Digital), None (Europe), $9.95 (Global Plus) Card Loading Fee: 2.5% + $1 (Digital), 1.45% + €1.00/$1.00 (Europe), 2.95% + $1.00 (Global Plus) POS Purchase Fee: 0% in card's base currency FX Conversion Fee: 2% - 2.95% depending on card tier ATM Withdrawal Fee: Varies by card, e.g., €1.99 (Europe, in EU), $2.00 + 1% (Global Plus)
Spending & ATM limits
- Notes
- Digital: $3,000 per withdrawal, 5 withdrawals daily; Europe: €500 per withdrawal, 5 withdrawals daily; Global Plus: $1,000 per withdrawal (max 60% of balance), 5 withdrawals daily. Card loading limits: Digital $30,000 daily/$100,000 monthly; Europe €5,000 daily/€20,000 monthly/€80,000 yearly; Global Plus $10,000 daily/$500,000 yearly. Maximum balance: Digital $100,000; Europe €20,000; Global Plus $150,000. Unverified accounts limited to €150 lifetime spending.
- Atm Daily
- $3,000 (Digital/Global Plus); €2,500 (Europe)
- Atm Monthly
- $20,000 (Global Plus)
- Daily Spending
- $150,000 (Global Plus); €20,000 (Europe); $50,000 (Digital)
- Per Transaction
- $150,000 (Global Plus); €20,000 (Europe); $50,000 (Digital)
- Monthly Spending
- 200 transactions monthly (Global Plus); 20 transactions daily (all)
Features
- Five Card Programs: Tailored options for different regions and use cases (Digital, Spend Virtual, Europe, Asia-Pacific, Global Plus).
- Instant Loading: Instantly transfer funds from the Volet wallet to the card for immediate use.
- Multi-Currency Wallet: Supports 14+ cryptocurrencies (BTC, ETH, USDT, etc.) and 6 fiat currencies (USD, EUR, etc.).
- Mobile Wallet Support: Apple Pay and Google Pay are available for the Digital and Spend Virtual cards.
- High Limits: The Global Plus card offers a daily POS purchase limit of $150,000.
- Global Availability: Supported in over 150 countries.
Rewards
**Cashback**: Volet does not offer a permanent cashback rewards program on any of its card tiers. **Promotions**: Occasional limited-time promotional cashback events may occur (e.g., 0.5%). **Referral Program**: Earn up to 20% of Volet's profit on fees from referred users.
Availability
Available in 150+ countries worldwide. Specifically listed as available in 47 countries. Restricted in 27+ countries including United States, United Kingdom, Puerto Rico, US Virgin Islands, and sanctioned regions. Europe card program exclusively available to EU member states plus Switzerland, Norway, Turkey, and Israel. Spend Virtual restricted to EEA only.
Top-up & funding
- Crypto (14+ cryptocurrencies)
- Fiat currencies (6 supported)
- Volet wallet
- SEPA bank transfer (European users)
Instant loading from Volet wallet
Security & custody
- Two-Factor Authentication (2FA) via authenticator apps
- Encryption for all sensitive data
- 3D Secure for online payments
- Transaction monitoring for fraud detection
- Instant block/unblock cards via app or web dashboard
- PCI DSS certification
- Chip+PIN security
- Contactless payments
Risk note. If Volet ceases operations, users risk losing access to all funds held on the platform.
Mobile wallets
Apple Pay Supported
Google Pay Supported
Samsung Pay Not supported
Card tiers
Spend Virtual
- Card material
- Virtual only
- Issuance fee
- Not specified
- Requirements
- EEA residents only
- Can be loaded with crypto transfers directly
- Streamlined crypto-to-spending process
Europe Card
- Card material
- Standard plastic with contactless
- Monthly limit
- €20,000 daily
- Issuance fee
- €19.95/$19.95 (physical); €9.95/$9.95 (virtual)
- Requirements
- EU, Switzerland, Norway, Turkey, Israel residents only
- 3 year validity
- 0% POS purchases in card currency
- No monthly fee
Asia-Pacific
- Card material
- Standard plastic with contactless
- Issuance fee
- Not specified
- Requirements
- Asia-Pacific region residents
Global Plus
- Card material
- Premium plastic with contactless
- Issuance fee
- $120 (includes delivery)
- Requirements
- Available worldwide outside restricted regions; high-volume users
- $150,000 daily transaction limit
- $150,000 maximum balance
- 2 year validity
- Expedited worldwide delivery included
Banking services
● Sepa Transfers
Multi-currency accounts with SEPA bank transfer capabilities for European users
What users say
No public user ratings available yet. User feedback indicates strengths in convenience, functionality, instant transfers, and card reliability.
Risks & limitations
Risks
- CounterpartyCustodial platform - users do not control private keys and risk losing access to all funds if Volet ceases operations
- SecurityNo insurance protection for crypto assets held in custody
- RegulatoryUK services suspended pending regulatory permissions
- CounterpartyCard issuer partnerships are internal and not publicly disclosed, limiting transparency
Limitations
- majorUnavailable in United States, United Kingdom, and ~30 other countries
- moderateManual crypto-to-fiat conversion required before loading card (except Spend Virtual)
- moderateNo Apple Pay or Google Pay support on Europe and Global Plus cards
- moderateNo permanent cashback rewards program
- moderateCard loading fees range from 1.45-2.95% + fixed fee
- minorDigital card restricted to Volet.com funding only (external card funding prohibited)
- minorSpecific card issuer details not publicly disclosed
- minorGambling/betting transactions blocked by issuer on all cards
- majorUK verification applications not currently accepted due to recent changes in UK crypto asset legislation
Roadmap
Recently shipped
- Rebranded from ADVCash to Volet in 2024
- Moved from Belize registration to Canada/Seychelles entities
- Digital card limits updated November 18, 2025
Best suited for
International freelancers who receive payments in multiple currencies, digital nomads who move between countries, cryptocurrency investors who want to utilize their digital assets for everyday spending, and residents of countries with limited banking options who need access to global payment networks.
Our verdict
The Volet Card offers a mature, practical solution for converting cryptocurrency holdings into everyday spending power across multiple card programs. Its strength lies in providing immediate access to funds across borders through prepaid cards on major payment networks without requiring users to have conventional bank accounts. The five-tiered card system accommodates different user needs, from the no-monthly-fee Europe card for casual users to the high-limit Global Plus for power users willing to pay premium fees. The addition of Digital and Spend Virtual cards with Apple Pay/Google Pay support addresses a significant gap in mobile wallet integration.
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