Volet Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Volet Card 3.0/5 self_custodialboth	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	See card_tiers - varies by program ($0 to $9.95)	$0
Issuance Fee	See card_tiers - varies by program ($5 to $120)	$0
Rewards
Max Cashback	No permanent cashback rewards program	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No monthly fee for the Europe card program (suitable for occasional users) No fee for purchases in base currency (0% on POS transactions in card currency) Instant loading from Volet wallet to card for immediate spending High transaction limits, especially on Global Plus tier ($150,000 daily)	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Unavailable in major markets like United States and United Kingdom No permanent cashback rewards program unlike many competing crypto cards Card loading fees range from 1.45-2.95% + fixed fee on Europe/Global Plus; 2.5% + $1 on Digital Manual crypto-to-fiat conversion required before loading card (except Spend Virtual)	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits