UGLYCASH Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	UGLYCASH Card 3.0/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	$0 (Free tier) / $20/month (Ridiculously Exclusive)	No annual fees for base tier
Issuance Fee	Free (virtual card)	See card_tiers - varies by tier and region
Rewards
Max Cashback	24%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Base 1% cashback with no caps on free tier; optional 2-4% cashback for premium members High-yield savings up to 8% APY on USD balances Comprehensive global banking features (U.S. account, European virtual account, Mexican virtual account) Strong regulatory compliance with FinCEN MSB, state money transmission, and international licenses	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	No FDIC insurance explicitly confirmed on stablecoin balances (eUSD) Physical card still in development (invite-only access) Premium tier has $2,000 monthly cashback cap before reverting to 1% Limited to personal accounts only, no business banking	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending