Tuyo Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Tuyo Card 3.0/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	$0	No annual fees for base tier
Issuance Fee	$0	See card_tiers - varies by tier and region
Rewards
Max Cashback	TUYO rewards - rates not published as fixed percentages; vary by season and in-app multipliers	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Self-custodial model maintains true crypto ethos of user control No annual fees or maintenance charges No staking requirements to access the card Free fiat-to-USDC conversion for deposits	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Limited to USDC on Base network for spending (other cryptocurrencies require manual conversion) Virtual card only; physical card not yet available ATM withdrawals and PIN functionality not supported TUYO reward rates not published as fixed percentages; vary by season	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending