Tria Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Tria Card self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	—	4.0/5
Fees
Monthly Fee	—	No annual fees for base tier
Issuance Fee	No separate fees (included in annual membership)	See card_tiers - varies by tier and region
Rewards
Max Cashback	6%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Industry-leading cashback rates up to 6% with no spending caps True self-custody model - users maintain control of private keys Zero Tria fees on crypto conversions with AI-powered routing High spending limits ($1M daily) across all tiers	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Requires 100% collateral in crypto assets for spending Each transaction may constitute a taxable event Cashback paid in TRIA tokens introduces performance risk Relatively new platform with startup risks	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending