Swissquote Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Swissquote Card 2.5/5 self_custodialmastercard	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	See card_tiers	No annual fees for base tier
Issuance Fee	See card_tiers	See card_tiers - varies by tier and region
Rewards
Max Cashback	0.25% - 1% trading credits depending on tier and transaction type; Elite also offers 0.5% gold cashback	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Seamless integration of traditional banking and cryptocurrency functionality across all tiers Swiss banking infrastructure with FINMA regulation provides strong security foundation Multi-currency support with approximately 29 currencies under a single IBAN Higher rewards for crypto payments (up to 1% trading credit)	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Not available to US or Canadian residents Elite tier restricted to Swiss residents only Monthly fees for Bright (CHF 6.90) and Elite (CHF 39) tiers Elite tier requires minimum CHF 100,000 in total assets	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending