SolCard vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	SolCard 2.5/5 self_custodialboth	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	$1.00 per month	No annual fees for base tier
Issuance Fee	Approximately €10 (varies; issuer does not publish fixed fee table)	See card_tiers - varies by tier and region
Rewards
Max Cashback	18%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Immediate access without lengthy approval processes or credit checks 0% top-up fee for Full Access (KYC) Visa users with limits up to $100,000/month No KYC requirements for Mastercard tier (up to $10,000/month) Direct spending of crypto assets without exchange withdrawal delays	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	5% top-up fee for non-KYC Mastercard tier makes it expensive for frequent or large transactions Virtual cards only with no physical option Visa (Apple/Google Pay) now requires KYC verification Full Access upgrade temporarily unavailable to U.S. residents	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending