Metamask Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Metamask Card 3.5/5 self_custodialmastercard	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.5/5	4.0/5
Fees
Monthly Fee	—	No annual fees for base tier
Issuance Fee	See card_tiers	See card_tiers - varies by tier and region
Rewards
Max Cashback	1%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True self-custody model preserves fund control until transaction Multi-network support (Linea, Solana, Base) reduces bridging needs ATM withdrawal functionality with competitive limits MetaMask Rewards points earning on all spending	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Limited geographic availability with US launch pending Metal tier requires $199 annual subscription fee Cross-border fees on Free tier (1%) One card limit per user	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending