Kazepay Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Kazepay Card 2.5/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	No monthly or annual fee for virtual cards; possible small maintenance fee for physical cards (details vary)	No annual fees for base tier
Issuance Fee	Issuance fees apply (vary by card type/bank)	See card_tiers - varies by tier and region
Rewards
Max Cashback	None - official representatives confirmed no cashback program exists despite marketing materials	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Multiple virtual card tiers (Silver/Gold) under one account for budgeting and security Zero transaction fees on purchases with real-time crypto-to-fiat conversion Broad global acceptance in 210+ countries No proprietary token staking requirements	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Stablecoin-only funding (USDT/USDC) - no Bitcoin or Ethereum support Recharge fees: 1.8-2.2% (virtual), 2% (physical) ATM withdrawal fees: 2% + $1 minimum + operator fees Virtual card refunds not guaranteed	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending