KAST Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	KAST Card 3.5/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.5/5	4.0/5
Fees
Monthly Fee	—	No annual fees for base tier
Issuance Fee	See card_tiers	See card_tiers - varies by tier and region
Rewards
Max Cashback	85%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Zero conversion fee when spending stablecoins (1:1 conversion) Generous rewards program with up to 8% back in KAST points Instant virtual card issuance with optional physical cards High spending limits with no daily cap	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	2% foreign exchange fee on non-USD transactions $0.10 fee on non-USD transactions under $25 Relatively high ATM withdrawal fees Custodial wallet with no deposit insurance	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending