ka. Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	ka. Card 2.0/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	2.0/5	4.0/5
Fees
Monthly Fee	€1.25	No annual fees for base tier
Issuance Fee	—	See card_tiers - varies by tier and region
Rewards
Max Cashback	—	8%
Features
Apple Pay	No	Yes
Google Pay	No	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Low conversion fees for stakers (as low as 0.376% at higher tiers) Integrated virtual IBAN account with SEPA Instant support Staking yields of 3-15% APY on KASTA tokens Supports 8 major cryptocurrencies including BTC, ETH, and stablecoins	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	No cashback rewards on purchases €15 minimum EUR balance required to order card €1.25 monthly maintenance fee and €1 ATM withdrawal fee €1 IBAN deposit/top-up fee	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending