FG Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	FG Card self_custodial	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	—	4.0/5
Fees
Monthly Fee	Not publicly disclosed	No annual fees for base tier
Issuance Fee	Not publicly disclosed	See card_tiers - varies by tier and region
Rewards
Max Cashback	—	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No staking requirements or tiered structure - equal benefits for all users Integration with secure wallet provides convenient asset management Apple Pay and Google Pay compatibility enhances convenience FG Points system rewards multiple forms of engagement, not just spending	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Limited transparency on fees, limits, and supported regions No traditional crypto cashback rewards (points-based system instead) Still in 'Coming Soon' phase with no confirmed launch date No traditional banking features or fiat on/off-ramps	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending