Crypto.com Card vs Spritz Card

Side-by-side comparison of 2 crypto debit cards

	Crypto.com Card 4.0/5 self_custodialboth	Spritz Card 3.5/5 self_custodialvisa
Rating
Overall	4.0/5	3.5/5
Fees
Monthly Fee	No annual fees for base tier	None
Issuance Fee	See card_tiers - varies by tier and region	Free
Rewards
Max Cashback	8%	Limited details available; cashback on travel and dining announced for physical card launch
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)	No token staking required for premium benefits Extensive cryptocurrency support beyond typical competitors No foreign exchange fees (0%) for international transactions Competitive 1% base conversion fee (with some network/token surcharges)
Cons	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending	Card-specific cashback rewards still rolling out (limited details available) Funds cannot be withdrawn once loaded to the card Currently available in only 33 US states (expansion ongoing) Minimum $2 fee per card load