Coinbase Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Coinbase Card 3.5/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	$0	—
Issuance Fee	$0 (U.S.), £0/€0 (UK/Europe)	See card_tiers
Rewards
Max Cashback	4%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No issuance fees, annual fees, or Coinbase foreign transaction fees Automatic conversion of crypto to fiat at point of sale Wide cryptocurrency support (any supported crypto on Coinbase) No staking requirements to access the card or rewards	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Hidden costs through conversion spread (percentage not disclosed) Crypto rewards program only available to U.S. cardholders Each transaction creates a taxable event in most jurisdictions Lower reward rates compared to initial launch offerings	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly