CEX.io Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	CEX.io Card 2.5/5 self_custodialmastercard	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	€0.00	No annual fees for base tier
Issuance Fee	€0.00	See card_tiers - varies by tier and region
Rewards
Max Cashback	Promotional/variable - random cryptocurrency rewards on qualifying purchases	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Zero issuance and maintenance fees No staking requirements to access the card Support for 100+ cryptocurrencies Customizable payment priority for linked wallets	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Virtual card only - no physical card option Promotional cashback rewards rather than fixed cashback rates Limited to EEA countries only Relatively modest spending limits	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending