Bybit Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Bybit Card 3.0/5 self_custodialboth	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	None	No annual fees for base tier
Issuance Fee	Free	See card_tiers - varies by tier and region
Rewards
Max Cashback	2% (VIP 0-2), 4% (VIP 3), 6% (VIP 4), 8% (VIP 5), 10% (Supreme VIP)	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No staking requirements for rewards (unlike many competitors) Generous cashback rates up to 10% based on VIP level 100% rebates on popular subscriptions (Netflix, Spotify, Amazon Prime, TradingView, ChatGPT) Seamless integration with Bybit's broader ecosystem	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Limited geographic availability (unavailable in US, UK, Canada, France, Singapore, China, and other major markets) Restricted selection of supported cryptocurrencies (region-dependent) EEA/Switzerland new users limited to 3 payment crypto assets High foreign exchange fees in some regions (Argentina: 7% + 5% FX fill; Brazil: 1.5% + 3% FX fill)	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending