Bitsa Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Bitsa Card 3.0/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	€0 (Free), €0.99 (Move), €9.99 (Pro)	No annual fees for base tier
Issuance Fee	€20 (physical), €2.50 (virtual) - all tiers	See card_tiers - varies by tier and region
Rewards
Max Cashback	15%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Simple crypto-to-euro bridge with conversion for everyday spending No staking requirements to access tiered benefits Multiple card management with independent or shared balances No fee for buying cryptocurrency through the platform	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Conversion fees range from 1.89% to 2.39% when selling crypto Limited to EEA residents with no global availability Poor customer service ratings with documented responsiveness issues Custodial crypto model with no private keys or external wallet transfers	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending