Bitget Wallet Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Bitget Wallet Card 3.5/5 self_custodialboth	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.5/5	4.0/5
Fees
Monthly Fee	None	No annual fees for base tier
Issuance Fee	$10 USD (charged in USDC) one-time activation fee	See card_tiers - varies by tier and region
Rewards
Max Cashback	No permanent cashback program - only time-limited promotional offers (e.g., 20% cashback capped at 10 USDC per user during Brazil launch, August-September 2025)	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Non-custodial model preserves user control of funds until the moment of spending Monthly 0-Fee quota ($400-$600) with automatic refunds for FX markups and conversion fees Instant virtual card issuance with immediate mobile wallet integration Multi-chain top-up support (Base, Ethereum, Solana, TRON) with in-wallet swaps	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Not available in major markets including the US and Canada Physical cards not yet available (only virtual cards) Fee structure and limits vary significantly by region and issuing partner Fees above monthly quota can reach 1%-2.2% depending on region	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending