Bit Store Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Bit Store Card 2.5/5 self_custodialboth	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	€1 ($1 USD) per active card	No annual fees for base tier
Issuance Fee	See card_tiers	See card_tiers - varies by tier and region
Rewards
Max Cashback	0.51%	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No-KYC virtual card option is rare in the industry and appeals to privacy-focused users Broad global availability across 150+ countries exceeds many competitors Support for 40+ cryptocurrencies including BRC-20 tokens provides flexibility No staking requirements to access card benefits, unlike some competitors	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Critical reliability issues continuing throughout 2025 with many users unable to access funds for months Monthly maintenance fees continue even during extended service outages Poor customer support responsiveness during service disruptions Fully custodial model with no mentioned insurance presents security risks	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending