Bing Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	Bing Card 2.5/5 self_custodialboth	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	See card_tiers ($0-$1 depending on tier)	No annual fees for base tier
Issuance Fee	See card_tiers ($25-$168 depending on tier)	See card_tiers - varies by tier and region
Rewards
Max Cashback	None - No cashback rewards on purchases	8%
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No KYC for virtual cards - Rare in the crypto card market High spending limits - Up to $200,000 monthly without identity verification Zero crypto-to-fiat conversion fees - No markup when converting crypto to USD/HKD No staking requirements - Unlike competitors requiring token staking for better tiers	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Not available in the US - Explicitly excludes US persons and residents No rewards program - No cashback or other incentives Unfavorable exchange rate - 0.956 rate when converting USDC to USD (4.4% loss) No conversion back to crypto - Funds cannot be converted back once loaded onto card	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending