Binance Visa Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

Binance Visa Card logo
Binance Visa Card
self_custodialvisa
Crypto.com Card logo
Crypto.com Card
4.0/5
self_custodialboth
Rating
Overall4.0/5
Fees
Monthly Fee€0No annual fees for base tier
Issuance FeeNot specifiedSee card_tiers - varies by tier and region
Rewards
Max Cashback8%8%
Features
Apple PayNoYes
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • No annual or maintenance fees
  • Generous cashback program (up to 8% in BNB)
  • Instant crypto-to-fiat conversion at point of sale
  • Wide merchant acceptance through Visa network
  • Generous CRO cashback rates (up to 8% on everyday spending for Prime tier)
  • Travel rewards program offering up to 15% back on travel spending
  • No annual fees for base tier
  • Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons
  • Discontinued in the EEA (December 2023)
  • Cashback rates dependent on BNB holdings
  • Limited detailed information on tier requirements
  • Subject to cryptocurrency price volatility
  • Substantial CRO token staking requirements for higher tiers (12-month lockup)
  • Exposure to cryptocurrency volatility through staking model
  • Rewards programs have been reduced over time
  • Prepaid product requiring active top-up before spending
Binance Visa Card
Apply Now
Crypto.com Card
Apply Now