BasedApp Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

	BasedApp Card 3.0/5 self_custodialvisa	Crypto.com Card 4.0/5 self_custodialboth
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	—	No annual fees for base tier
Issuance Fee	See card_tiers	See card_tiers - varies by tier and region
Rewards
Max Cashback	480.31%	8%
Features
Apple Pay	No	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No staking requirements for card access, unlike many competitors that require native token staking Gasless deposits eliminate blockchain transaction fees for users Multi-network support (Solana, Arbitrum, Polygon, Hyperliquid) provides flexibility Integration with Hyperliquid trading creates a seamless ecosystem for trading and spending	Generous CRO cashback rates (up to 8% on everyday spending for Prime tier) Travel rewards program offering up to 15% back on travel spending No annual fees for base tier Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons	Singapore card services discontinued (November 2025) - no longer available for Singapore residents Legacy Standard Card was limited to only three countries before discontinuation No ATM withdrawal functionality on any tier Withdrawal functionality remains limited (not currently enabled)	Substantial CRO token staking requirements for higher tiers (12-month lockup) Exposure to cryptocurrency volatility through staking model Rewards programs have been reduced over time Prepaid product requiring active top-up before spending