Avalanche Card vs Crypto.com Card

Side-by-side comparison of 2 crypto debit cards

Avalanche Card logo
Avalanche Card
3.0/5
self_custodialvisa
Crypto.com Card logo
Crypto.com Card
4.0/5
self_custodialboth
Rating
Overall3.0/54.0/5
Fees
Monthly FeeNoneNo annual fees for base tier
Issuance FeeFreeSee card_tiers - varies by tier and region
Rewards
Max CashbackAVAX rewards on qualifying purchases (exact earn rate not publicly disclosed)8%
Features
Apple PayYesYes
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • Non-custodial approach maintains user sovereignty over digital assets
  • Zero issuance fees, annual fees, monthly account fees, shipping fees, and 0% APR on purchases
  • No credit checks or credit bureau reporting required
  • Available as both physical and virtual card with mobile wallet integration
  • Generous CRO cashback rates (up to 8% on everyday spending for Prime tier)
  • Travel rewards program offering up to 15% back on travel spending
  • No annual fees for base tier
  • Subscription rebates for popular services (Spotify, Netflix, Truth+)
Cons
  • Foreign transaction fees vary significantly by jurisdiction (1% advertised, 2% for U.S. cardholders, up to 6% combined for international program)
  • Limited geographic availability with 16 excluded U.S. states and 18 excluded countries
  • 50% collateral requirement for AVAX/wAVAX reduces capital efficiency
  • No ATM access or cash advance options
  • Substantial CRO token staking requirements for higher tiers (12-month lockup)
  • Exposure to cryptocurrency volatility through staking model
  • Rewards programs have been reduced over time
  • Prepaid product requiring active top-up before spending
Avalanche Card
Apply Now
Crypto.com Card
Apply Now