1inch Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	1inch Card 3.0/5 self_custodialmastercard	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	None	$0
Issuance Fee	Free (virtual and physical)	$0
Rewards
Max Cashback	2% in BXX or 1% in BTC, USDT, or 1INCH	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Self-custody model preserves asset control until point of purchase No monthly or annual fees, transparent fee structure 1-2% cashback with no staking requirements for base rewards Instant virtual card issuance after KYC approval	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	2% card spend fee plus 1.75% crypto-to-fiat conversion fee Limited geographic availability (UK and EEA only) Higher 2% cashback requires accepting rewards in BXX token Standard prepaid card limitations for hotel and car rental deposits	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits