Web3 Mastercard debit card for spending crypto from your 1inch Wallet in the UK and EEA with up to 2% crypto rewards and support for physical, virtual, and mobile payments.[1][2][3]
The 1inch Card is a crypto-enabled **Mastercard debit card** that connects the self‑custodial 1inch Wallet to the traditional payment network via Crypto Life (Baanx) and issuer Monavate, enabling users in the UK and EEA to spend crypto with instant conversion to fiat for online/in‑person purchases and ATM withdrawals.[1][2][3]
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UK/EEA residents wanting to spend crypto with a self-custody-style flow.
You are outside the UK/EEA or sensitive to high transaction fees (3.75% total).
The 1inch Card is a prepaid Mastercard debit card for UK and EEA residents, developed in partnership with Baanx and issued by Monavate Limited. It features a hybrid self-custody model, allowing users to maintain control of their crypto assets until the point of sale. The card offers up to 2% cashback and integrates with Apple Pay and Google Pay. A virtual card is issued instantly after KYC approval, with a physical card also available.
Card Details:
General Fees
Transaction Fees
Withdrawal Fees
**Cashback Program** The card offers cashback on all purchases with no staking requirement for base rewards. The rate depends on the chosen reward currency. * **2% Cashback:** Paid in BXX (Baanx's token). * **1% Cashback:** Paid in Bitcoin (BTC), Tether (USDT), or 1inch Token (1INCH). * **Monthly Cap:** Cashback is capped at €4,800 per month. **Credit & Staking Benefits** Users can stake BXX tokens to increase the interest-free borrowing limit on the CryptoDraft feature: * **$100 in BXX:** 12% LTV interest-free * **$500 in BXX:** 20% LTV interest-free * **$1,000 in BXX:** 25% LTV interest-free * **$5,000 in BXX:** 35% LTV interest-free * **$10,000+ in BXX:** 50% LTV interest-free
UK and EEA (31 countries). Not offered in the United States or other markets outside the UK and EEA.
Instant conversion at point of sale
Risk note. If the provider or issuer were to fail, unspent crypto in the user's personal wallet remains accessible. However, any fiat balances held by the custodial issuer could be at risk.
CryptoDraft: Interest-free crypto-backed credit line (0% APR on first 10% of collateral value). StableLoan: Fixed-term loans with predetermined interest rates.
BXX staking yields: up to 25% APR/APY for 12-month BXX stakes (5% APY for 3-month, 7% for 6-month, 10% for 9-month). Rates subject to change.
Positive: Seamless spending experience, Apple/Google Pay convenience, no monthly fees. Negative: BXX conversion can be cumbersome, reward payout delays, limited physical card availability initially.
Crypto holders who want to spend digital assets without manually converting to fiat first, DeFi enthusiasts who appreciate the self-custody model, European and UK residents who want crypto payment options, and regular spenders who can benefit from the cashback program on everyday purchases.
Web3 debit card connecting the 1inch self-custodial wallet to the Mastercard network via Crypto Life/Baanx infrastructure, with EU/UK availability, up to 2% crypto cashback, and standard debit features but with custodial card balances and FX/crypto-conversion fees.
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