1inch Card vs Ether.Fi Cash Card

Side-by-side comparison of 2 crypto debit cards

	1inch Card 3.0/5 self_custodialmastercard	Ether.Fi Cash Card 4.5/5 self_custodialvisa
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	None	Free (all tiers)
Issuance Fee	Free (virtual and physical)	See card_tiers
Rewards
Max Cashback	2% in BXX or 1% in BTC, USDT, or 1INCH	Up to 3% (Core/Luxe/Pinnacle) or up to 4% (VIP) - progressive structure based on monthly spend
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Self-custody model preserves asset control until point of purchase No monthly or annual fees, transparent fee structure 1-2% cashback with no staking requirements for base rewards Instant virtual card issuance after KYC approval	Non-custodial design preserves user sovereignty over crypto assets Free Club membership with tier progression through loyalty points Progressive cashback rates up to 4% paid in wETH Continues earning yield on collateral while borrowing against it
Cons	2% card spend fee plus 1.75% crypto-to-fiat conversion fee Limited geographic availability (UK and EEA only) Higher 2% cashback requires accepting rewards in BXX token Standard prepaid card limitations for hotel and car rental deposits	Geographic restrictions limit availability Market volatility could lead to liquidation of collateral Full KYC requirements may deter privacy-focused users Progressive cashback rates decrease with higher monthly spending