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Mexc Card

A custodial, virtual prepaid Mastercard for MEXC users in 29 European countries.

The MEXC Card is a virtual prepaid Mastercard for MEXC exchange users in 29 European countries, enabling crypto holders to spend Bitcoin, Ethereum, or Tether online. It allows direct top-up from MEXC crypto balances and supports online payments at Mastercard-accepting merchants. The card requires advanced KYC and is managed through the MEXC app.

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Best for

Existing MEXC users in 29 European countries needing a simple online spending card.

Skip if

You need a physical card, mobile wallet support like Apple Pay, or cashback rewards.

Network
mastercard
Custody
custodial
KYC
full
Max cashback
0.00%
Min monthly fee
$1
Apple Pay
No
Google Pay
No
Physical card
Yes

The verdict

What we like
  • 1% top-up fee.
  • 3D Secure for online transactions.
  • Max card balance of 100,000 USDT.
Watch outs
  • Virtual card only, no physical option.
  • No Apple Pay or Google Pay support.
  • Limited to 29 European countries.
  • 2% fee on non-EEA transactions.
  • €1.00 monthly fee.
  • No issuance fee, but a 1% top-up fee and €1.00 monthly fee apply.
  • Offers no cashback, no Apple Pay, and no Google Pay integration.
  • Virtual card only, limited to 29 EU countries and select test users.

Basic information

The MEXC Mastercard is a virtual prepaid card for MEXC exchange users in 29 eligible European countries. It enables online spending by converting crypto assets from a user's MEXC wallet at the point of sale. The card, which operates on the Mastercard network and is billed in EUR, features instant issuance after KYC approval but does not offer a physical version or ATM access.

Fees

The card has no issuance or inactivity fees. It charges a €1.00 monthly fee, a 1% fee for topping up the card from a crypto wallet, and a 2% fee (minimum €0.60) for transactions outside the European Economic Area (EEA). Transactions within the EEA are free.

Spending & ATM limits

Notes
Maximum card balance: 100,000 USDT
Daily Spending
€3,000
Per Transaction
€3,000 (≈3,000 USDT)
Monthly Spending
30,000 USDT

Features

The MEXC Card is a virtual-only Mastercard with a 3-year validity, integrated directly with the MEXC exchange for management and funding. It supports 3D Secure for online purchases and provides real-time transaction alerts. Spending is limited to €3,000 per day, with a monthly limit of 30,000 USDT and a maximum card balance of 100,000 USDT. It does not support mobile wallets like Apple Pay or Google Pay.

Rewards

The MEXC Mastercard does not offer any cashback rewards, staking benefits, or referral bonuses. Its primary benefits are its direct integration with the MEXC exchange and a straightforward fee structure.

Availability

Available in 29 eligible European countries; EUR billing. Restricted in 9 countries including US, Canada, China, Singapore, and sanctioned nations.

Top-up & funding

  • Crypto from MEXC CO-BRANDER Wallet

Security & custody

  • 3D Secure (3DS) technology for online transactions
  • Real-time transaction alerts for all card activities
  • Secure management through protected MEXC account
  • Two-Factor Authentication via Google Authenticator or SMS codes

Risk note. If the MEXC exchange or its card-issuing partner fails, users could lose access to the funds held in the wallet for card spending.

Mobile wallets

Apple Pay Not supported
Google Pay Not supported
Samsung Pay Not supported

Card tiers

MEXC Virtual Card (Only Tier)

Cashback
None
Card material
Virtual only
Monthly limit
30,000 USDT
Issuance fee
Free
Requirements
Advanced KYC verification (passport and personal photo); KYC must be completed at least 14 days prior to application; at least one prior bank-card or SEPA purchase on MEXC
  • 3D Secure (3DS) technology for transaction protection
  • Real-time transaction alerts on smartphone
  • Direct integration with MEXC exchange accounts

Risks & limitations

Risks
  • CounterpartyPlatform (MEXC) holds all crypto in the CO-BRANDER Wallet; users do not control private keys. If MEXC or provider disappears, users lose access to funds held for card use.
  • RegulatoryAny account issues on the exchange side could potentially impact card availability or functionality
Limitations
  • majorVirtual card only (no physical card option currently deployed)
  • majorNo ATM access
  • moderateNo cashback rewards program
  • moderateNo Apple Pay or Google Pay integration
  • moderateLimited to 29 European countries
  • minor€1.00 monthly fee (though waived if insufficient balance)
  • majorCurrently restricted to selected inner test users only
  • moderateSupported cryptocurrencies not explicitly specified in official documentation
  • moderate2% transaction fee for purchases outside EEA (minimum €0.60 per transaction)

Roadmap

Recently shipped
  • Currently restricted to selected inner test users only (as of July 2025)
Planned
  • Physical cards (contemplated in October 2025 Terms and Conditions)
  • Contactless payments (contemplated in Terms)
  • ATM withdrawals (contemplated in Terms)

Best suited for

MEXC Exchange users who already actively trade on the platform, European crypto holders who need a simple way to spend cryptocurrency for online purchases, and fee-conscious users who prioritize straightforward fee structures over cashback rewards.

Our verdict

The MEXC Mastercard offers a straightforward solution for European cryptocurrency users to spend digital assets online via the MEXC exchange. Its value is in its simplicity and direct integration, but it is limited by being virtual-only, having no rewards, and a €1.00 monthly fee. Its current restriction to test users severely limits accessibility.

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