Zypto Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Zypto Card 3.0/5 self_custodialboth	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	See card_tiers ($0-$12 depending on card type)	—
Issuance Fee	See card_tiers ($0-$50 depending on card type)	See card_tiers
Rewards
Max Cashback	ZYP points-based system (1,000 ZYP = $1 USD); rates vary based on Rewards Hub level	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Industry-leading spending limits (up to $1,000,000 monthly on Premium cards) Single-load virtual cards available in 180+ countries with minimal verification Multiple card options to suit different verification preferences and geographic locations Support for 100+ cryptocurrencies across multiple blockchains	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Premium physical and reloadable virtual cards have limited geographic availability (specific countries and US states only) Classic physical card lacks 3D Secure authentication and mobile wallet integration Relatively high fees on Classic physical cards ($6 + 4.5% reload fee, $4 + 1% ATM withdrawals) $12 monthly maintenance fee for Classic physical cards	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly