xPortal Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	xPortal Card 3.0/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	See card_tiers	—
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	5%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True non-custodial approach for crypto assets (user controls private keys) Integration with broader MultiversX ecosystem (staking, DeFi, NFTs) No monthly fees for base tier (Fresh Mint) Competitive cashback rates at higher staking levels (up to 5% planned)	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited geographic availability (EEA only) Minimal to no rewards without significant token staking ~1% crypto-to-fiat conversion fee plus FX fees on transactions Premium tiers with best benefits not yet launched	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly