XPlace Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	XPlace Card 3.5/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	—	—
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	2%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Non-custodial design preserves user control of private keys Earn DeFi yields while using crypto as collateral Zero foreign transaction fees across all tiers Real-time USDC cashback with no caps disclosed	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited to Solana blockchain assets only High annual fees for premium tiers ($1K-$5K) ATM withdrawals not supported 2.5% origination fee for first credit line usage	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly