Wirex Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Wirex Card 2.5/5 self_custodialboth	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	Standard: €0 (free); Premium: €9.99/month; Elite: €29.99/month	—
Issuance Fee	Free	See card_tiers
Rewards
Max Cashback	8%	36%
Features
Apple Pay	No	No
Google Pay	No	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	High rewards rate – up to 8% Cryptoback™ on purchases, significantly higher than competitors No annual fees and no explicit foreign exchange surcharges Multi-currency support – extensive support for 40+ cryptocurrencies and 12+ fiat currencies Integrated interest earning – X-Accounts offer up to 16% interest on holdings	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Subscription costs – best features locked behind paid subscription tiers High staking requirements – maximum rewards require substantial WXT token staking Verification issues – some users report difficulties with the identity verification process Geographic limitations – not available in all regions or US states (e.g., New York, Hawaii)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly