Uphold Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Uphold Card 3.0/5 self_custodialboth	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	—	—
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	1%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Broadest asset support (300+ digital assets plus precious metals) Competitive cashback rates up to 10% combined (card + direct deposit) without token staking requirements Real-time conversion eliminates pre-funding friction FDIC insurance on USD Fiat Asset Account balances provides security	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Extremely limited geographic availability (US and UK only with further exclusions) Promotional cashback rates are time-limited (90 days for card spend; direct deposit rewards subject to caps and participant limits) Customer support quality inconsistent with slow response times Custodial service introduces counterparty risk	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly