UGLYCASH Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	UGLYCASH Card 3.0/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	$0 (Free tier) / $20/month (Ridiculously Exclusive)	—
Issuance Fee	Free (virtual card)	See card_tiers
Rewards
Max Cashback	24%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Base 1% cashback with no caps on free tier; optional 2-4% cashback for premium members High-yield savings up to 8% APY on USD balances Comprehensive global banking features (U.S. account, European virtual account, Mexican virtual account) Strong regulatory compliance with FinCEN MSB, state money transmission, and international licenses	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	No FDIC insurance explicitly confirmed on stablecoin balances (eUSD) Physical card still in development (invite-only access) Premium tier has $2,000 monthly cashback cap before reverting to 1% Limited to personal accounts only, no business banking	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly