Trustee Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Trustee Card self_custodialmastercard	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	—	4.0/5
Fees
Monthly Fee	€0	$0
Issuance Fee	€0 (virtual card, promotional period); Physical card temporarily unavailable	$0
Rewards
Max Cashback	0% - No cashback or rewards program	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Zero foreign exchange fees on international purchases No monthly maintenance fees Real-time crypto-to-fiat conversion at competitive rates (0.5% fee) Seamless integration with Apple Pay and Google Pay	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Limited cryptocurrency support for card funding No cashback or rewards program Exclusively available to EEA residents Custodial wallet model (company holds private keys)	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits