Tria Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

Tria Card logo
Tria Card
self_custodialvisa
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall4.5/5
Fees
Monthly Fee
Issuance FeeNo separate fees (included in annual membership)See card_tiers
Rewards
Max Cashback6%36%
Features
Apple PayYesNo
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • Industry-leading cashback rates up to 6% with no spending caps
  • True self-custody model - users maintain control of private keys
  • Zero Tria fees on crypto conversions with AI-powered routing
  • High spending limits ($1M daily) across all tiers
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • Requires 100% collateral in crypto assets for spending
  • Each transaction may constitute a taxable event
  • Cashback paid in TRIA tokens introduces performance risk
  • Relatively new platform with startup risks
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
Tria Card
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Ready Card
Apply Now