Tangem Pay Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Tangem Pay Card self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	—	4.5/5
Fees
Monthly Fee	$0	—
Issuance Fee	$0	See card_tiers
Rewards
Max Cashback	None at launch	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True self-custody with funds remaining on-chain until spending Zero fees for transactions, conversions, and account maintenance High spending limits ($10,000 per transaction, $50,000 annual) Instant virtual card issuance with mobile wallet integration	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	No rewards, cashback, or incentives at launch USDC on Polygon only - no other cryptocurrency support Limited geographic availability (38 jurisdictions, excludes EU/UK) Requires Tangem hardware wallet ownership ($40-50 additional cost)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly