Swissquote Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Swissquote Card 2.5/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	See card_tiers	—
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	0.25% - 1% trading credits depending on tier and transaction type; Elite also offers 0.5% gold cashback	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Seamless integration of traditional banking and cryptocurrency functionality across all tiers Swiss banking infrastructure with FINMA regulation provides strong security foundation Multi-currency support with approximately 29 currencies under a single IBAN Higher rewards for crypto payments (up to 1% trading credit)	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Not available to US or Canadian residents Elite tier restricted to Swiss residents only Monthly fees for Bright (CHF 6.90) and Elite (CHF 39) tiers Elite tier requires minimum CHF 100,000 in total assets	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly