SolCard vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	SolCard 2.5/5 self_custodialboth	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	$1.00 per month	—
Issuance Fee	Approximately €10 (varies; issuer does not publish fixed fee table)	See card_tiers
Rewards
Max Cashback	18%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Immediate access without lengthy approval processes or credit checks 0% top-up fee for Full Access (KYC) Visa users with limits up to $100,000/month No KYC requirements for Mastercard tier (up to $10,000/month) Direct spending of crypto assets without exchange withdrawal delays	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	5% top-up fee for non-KYC Mastercard tier makes it expensive for frequent or large transactions Virtual cards only with no physical option Visa (Apple/Google Pay) now requires KYC verification Full Access upgrade temporarily unavailable to U.S. residents	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly