Solayer Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Solayer Card 3.0/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	None	—
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	110%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True non-custodial model eliminates centralized custody risks No monthly or annual maintenance fees Potential to earn ~4% APY on unspent balances backed by U.S. Treasury bills Dual rewards: 1% cashback plus innovative partner token airdrops and Emerald Points	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited availability in 18 U.S. states and over 60 restricted countries $75 pre-order fee for general waitlist access (though significantly reduced for students) Transaction fees on every purchase (especially higher for international transactions with cross-border fees up to 3%) Currently only supports USDC and sUSD on Solana/SVM (EVM support planned but not yet live)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly