Rizon Card vs Spritz Card

Side-by-side comparison of 2 crypto debit cards

	Rizon Card 4.0/5 self_custodialvisa	Spritz Card 3.5/5 self_custodialvisa
Rating
Overall	4.0/5	3.5/5
Fees
Monthly Fee	Free	None
Issuance Fee	$1 (virtual card)	Free
Rewards
Max Cashback	5% back on eligible purchases via RIZpoints	Limited details available; cashback on travel and dining announced for physical card launch
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True Self-Custody - users maintain control of stablecoins until spending No Monthly Fees - zero maintenance costs for all usage levels Instant Virtual Card - immediate issuance and mobile wallet integration Multi-Chain Support - deposit options across numerous blockchain networks	No token staking required for premium benefits Extensive cryptocurrency support beyond typical competitors No foreign exchange fees (0%) for international transactions Competitive 1% base conversion fee (with some network/token surcharges)
Cons	Limited Geographic Availability - new registration restricted to US and LATAM Stablecoin-Only - no support for BTC, ETH, or other cryptocurrencies ATM Withdrawal Limits - $250 daily maximum may be restrictive High ATM Fees - 2% + $3.00 for USD withdrawals, higher for foreign currency	Card-specific cashback rewards still rolling out (limited details available) Funds cannot be withdrawn once loaded to the card Currently available in only 33 US states (expansion ongoing) Minimum $2 fee per card load