Rizon Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Rizon Card 4.0/5 self_custodialvisa	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	4.0/5	4.0/5
Fees
Monthly Fee	Free	$0
Issuance Fee	$1 (virtual card)	$0
Rewards
Max Cashback	5% back on eligible purchases via RIZpoints	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True Self-Custody - users maintain control of stablecoins until spending No Monthly Fees - zero maintenance costs for all usage levels Instant Virtual Card - immediate issuance and mobile wallet integration Multi-Chain Support - deposit options across numerous blockchain networks	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Limited Geographic Availability - new registration restricted to US and LATAM Stablecoin-Only - no support for BTC, ETH, or other cryptocurrencies ATM Withdrawal Limits - $250 daily maximum may be restrictive High ATM Fees - 2% + $3.00 for USD withdrawals, higher for foreign currency	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits