Revolut Crypto Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Revolut Crypto Card 3.0/5 self_custodialboth	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	See card_tiers - £0 to £55/€60 depending on tier	$0
Issuance Fee	See card_tiers - varies by tier (£4.99/€5.50 delivery for Standard, Free for Plus and above)	$0
Rewards
Max Cashback	0.11%	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Seamless integration of crypto with everyday spending No pre-conversion needed - automatic conversion at point of sale Comprehensive suite of card management features Strong security and compliance framework	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Custodial model means users don't control private keys Fair usage fees apply when monthly exchange limits exceeded (Standard/Plus tiers) Cashback only available on higher-tier paid subscriptions (Metal/Ultra) Account freezes during compliance reviews can restrict access	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits