Ready Card vs Spritz Card

Side-by-side comparison of 2 crypto debit cards

	Ready Card 4.5/5 self_custodialmastercard	Spritz Card 3.5/5 self_custodialvisa
Rating
Overall	4.5/5	3.5/5
Fees
Monthly Fee	—	None
Issuance Fee	See card_tiers	Free
Rewards
Max Cashback	36%	Limited details available; cashback on travel and dining announced for physical card launch
Features
Apple Pay	No	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network	No token staking required for premium benefits Extensive cryptocurrency support beyond typical competitors No foreign exchange fees (0%) for international transactions Competitive 1% base conversion fee (with some network/token surcharges)
Cons	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly	Card-specific cashback rewards still rolling out (limited details available) Funds cannot be withdrawn once loaded to the card Currently available in only 33 US states (expansion ongoing) Minimum $2 fee per card load