Ready Card vs Rizon Card

Side-by-side comparison of 2 crypto debit cards

	Ready Card 4.5/5 self_custodialmastercard	Rizon Card 4.0/5 self_custodialvisa
Rating
Overall	4.5/5	4.0/5
Fees
Monthly Fee	—	Free
Issuance Fee	See card_tiers	$1 (virtual card)
Rewards
Max Cashback	36%	5% back on eligible purchases via RIZpoints
Features
Apple Pay	No	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network	True Self-Custody - users maintain control of stablecoins until spending No Monthly Fees - zero maintenance costs for all usage levels Instant Virtual Card - immediate issuance and mobile wallet integration Multi-Chain Support - deposit options across numerous blockchain networks
Cons	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly	Limited Geographic Availability - new registration restricted to US and LATAM Stablecoin-Only - no support for BTC, ETH, or other cryptocurrencies ATM Withdrawal Limits - $250 daily maximum may be restrictive High ATM Fees - 2% + $3.00 for USD withdrawals, higher for foreign currency