Plasma One Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Plasma One Card self_custodialvisa	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	—	4.0/5
Fees
Monthly Fee	Not disclosed	$0
Issuance Fee	Not disclosed	$0
Rewards
Max Cashback	4%	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Self-custody model maintains user ownership of assets Claims attractive yields (10%+) on stablecoin balances via DeFi deployment Up to 4% cashback in XPL tokens Instant virtual card issuance with mobile wallet support	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Comprehensive fee schedule not published Limited customer support infrastructure Yield involves third-party DeFi protocols with smart contract and market risks No traditional banking safeguards or insurance	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits