PlasBit Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	PlasBit Card self_custodialboth	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	—	4.0/5
Fees
Monthly Fee	See card_tiers (None for debit cards, charged every 30 days for reloadable/prepaid)	$0
Issuance Fee	See card_tiers (€9.90 - €29.90 for debit cards, $59.90 for PlasMax USD)	$0
Rewards
Max Cashback	—	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No monthly maintenance fees on debit card tiers (Virtual, Plastic, Metal) High maximum card balances, especially on premium tiers (up to $100,000 on Metal) Zero foreign exchange fees on the Metal tier Support for 100+ cryptocurrencies	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	2-5% loading/conversion fee when adding funds to card (varies by tier) No cashback or rewards program on any tier Limited to USD or EUR as base currencies Debit cards (Virtual, Plastic, Metal) available in Europe only	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits